What action should be taken if a driver is involved in a crash?

When a driver is involved in a crash, it is essential to report the incident to both the police and the insurance company. This action ensures that a formal record of the incident is created, which is important for any legal or insurance claims that may arise from the accident. The police can document the scene and gather witness statements, which can provide valuable evidence in the event of disputes over liability or damages. Additionally, notifying the insurance company promptly is crucial for initiating any claims and receiving necessary coverage for injuries or vehicle damages.

Reporting both to the police and the insurance company establishes a comprehensive approach to handling the aftermath of a crash, ensuring that all parties are informed and that there is a clear record of events. The other options lack critical elements necessary for properly addressing the situation following an accident. For example, leaving the scene can result in legal penalties, while solely reporting to the insurance company does not provide an official account of the incident which might be needed in case of legal disputes.